Frequently Asked Questions

What is the maximum amount can I borrow with a cash advance?

If you are first-time applicant then you can avail a payday loan with a cash advance from $100 to $300. You can get more amount of payday loan once you paid off your existing loan. Suppose you have paid off an amount of $400 payday loan you can get $500 in the next time when you apply for this. Once you paid off $500 then you can step up to $1000.

What is the time limit for availing payday loan cash?

Once your application for payday loan is sanctioned then you will receive the payday loan funds on the very next business day. Before submitting application for a payday loan make your bank routing number and checking account number are correct. This can be helpful for you to receive payday loan funds as soon as possible.

Can I avail loan if I have poor credit or have filed bankruptcy?

Although a poor credit history can’t become obstacle in sanctioning your payday loan yet if you have filed for bankruptcy for multiple times then it may be difficult for you to get cash advance loan/ payday loan.

What is the approximate fee of a payday loan?

It is an approximate calculation that for advancing a payday loan you have to pay $25 fees per every $100 loan. If you borrowed an amount of $400 payday loan you have to pay $500 while payoff the loan.

What is the average time limit designed for payday loan?

Payday loan is meant for a short term as well as for quick cash. In the case of emergency financial need one can go for payday loan. Repayment of payday loan is most probably for two weeks or 14 days but it may shorter or can extend in some cases.

What is the maximum time required for approving a payday loan?

It may be possible to get approved of your application within minutes from you apply. It depends on your applying time and correct information have furnished in the application. Once your payday loan is approved you will receive the funds in your checking account on the very next business day. You should know the day and time in between you can apply or can deal with us for payday loan i.e. Monday to Friday from 9 am to 6 pm EST.

What will be happened if my loan is due?

You should submit a payment request online at least 2 business days before your due date of repayment. Please contact us to know more about process of payment of a payday loan.

How can I apply for a payday loan?

Application for payday loans can avail through online and applicants should fill out properly. Once they submit their application for payday loan the concerned professionals on behalf of payday Loan Company review your application and intimate you either by phone or email regarding status. You will receive the funds on the very next business day once your application is approved. Either you can avail loans or not you will receive a status of your application via email.

What is a payday loan?

When there is a requirement of emergency financial needs and for a short term basis, payday loan proposed to meet the required amount of needs of the borrower.

When will it be difficult for me to avail a payday loan?

Though payday loan requires simple formalities yet if you fail to furnish appropriate information you may be denied receiving payday loan. There are certain reasons you have to be aware of before applying for a payday loan.

• If you have filed for bankruptcy multiple times in past years then it may difficult for you to avail payday loan
• If you are unemployed then getting payday will be difficult
• If your span of employment is not more than 6 months then you should not apply for payday loan
• If you have an existing payday loan or unpaid return checks
• If your checking account is not as old as six months
• If you have records of overdraft in your checking account or have multiple NSF
• If you are earning less than $1000.00 a month
• If you have not furnished correct contact information and reference.
• If the payday loan official are unable to identify your personal information successfully
• If the payday loan officials are unable to verify your bank account

When will my cash advance be due?

In payday loan your due date will be determined by your pay date. Payments are due every 10 to 14 days, however you may paid earlier. Please keep in mind that your generated due date may not always be in line with your pay date if your next pay date exceeds the 14 day limit. If you are unable to pay on the due time you should contact with the lender and discuss the matter before due date.